Personal Finance
Money management, saving and investing education.
UK Savers Face a Tax Squeeze: What the Budget Debate Means for Your Cash in 2026
Credit Card Debt Hits a Record $1.26 Trillion as America's Savings Buffer Runs Thin
Card balances set their eleventh straight quarterly record at a 22.15% average APR, while the savings rate sank to a near-20-year low. A practical payoff playbook.
The 2026 401(k) Rule Change High Earners Cannot Afford to Ignore Before December 31
Workers 50 and older earning $150,000 or more must now make catch-up contributions as Roth — and the ‘super’ catch-up for ages 60–63 could be worth $11,250. A year-end checklist.
Mortgages Top 7% Again: The Global Borrowing Squeeze Hitting the US, UK and Australia
American 30-year rates are back above 7%, Australia's cash rate hit a 15-year high, and UK fixed rates keep climbing. What borrowers and buyers should do now.
The Fed's September Rate Hike Is Good News for Savers — If You Move Your Money
The Fed's first rate increase since 2023 is pushing the best savings accounts above 4.50% APY — while the national average still sits below 0.4%. Here is how to capture the difference.
The 50/30/20 Budget, Explained: A Simple System That Actually Works
Fifty percent for needs, thirty for wants, twenty for savings. The 50/30/20 budget has survived for two decades because it is simple enough to actually follow.
How Index Funds Work: A Beginner's Guide to Passive Investing
Index funds have quietly become the default choice for long-term investors around the world. Here is how they work, why they cost less than most alternatives, and what beginners should understand before buying in.
Most read in Personal Finance
The 50/30/20 Budget, Explained: A Simple System That Actually Works
How Index Funds Work: A Beginner's Guide to Passive Investing
Credit Card Debt Hits a Record $1.26 Trillion as America's Savings Buffer Runs Thin
UK Savers Face a Tax Squeeze: What the Budget Debate Means for Your Cash in 2026