Sarah Mitchell
Sarah covers personal finance and investing for everyday readers. She spent eight years in retail banking before moving into financial journalism, and she specialises in turning complicated money topics into plain, practical guidance. She is based in New York.
How to Evaluate a Job Offer Beyond the Salary Number
The salary is the loudest number in a job offer — and often the least informative. Here is how to weigh the total package, the trajectory and the life you will actually live.
The 50/30/20 Budget, Explained: A Simple System That Actually Works
Fifty percent for needs, thirty for wants, twenty for savings. The 50/30/20 budget has survived for two decades because it is simple enough to actually follow.
How Index Funds Work: A Beginner's Guide to Passive Investing
Index funds have quietly become the default choice for long-term investors around the world. Here is how they work, why they cost less than most alternatives, and what beginners should understand before buying in.